Insurance Programme
Physiotherapy New Zealand (PNZ) recommends all members practising physiotherapy in New Zealand have Professional Indemnity Insurance cover. Additionally some members may need Public Liability Insurance.
Insurance Through Physiotherapy New Zealand
PNZ is partnered with BMS to offer members insurance. This means you can add annual Professional Indemnity Insurance from BMS to your PNZ membership, including run-off cover at no additional fee when you permanently cease practice or retire. If required, you can also purchase combined Professional Indemnity and Public Liability Insurance. Read more about the PNZ insurance programme here.
2024 Insurance Cover With BMS
Pricing for 2024 insurance cover with BMS is identified below. Read the 2024 BMS/PNZ Member Professional Indemnity Insurance Policy or the combined 2024 BMS/PNZ Member Professional Indemnity and Public Liability Insurance Policy or visit BMS' PNZ member insurance website for more details.
Insurance Policy (from BMS) | Policy Period | Cost of Policy* |
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Please note: you must have a 2024 PNZ membership to be able to purchase 2024 insurance.
* Quoted price is base premium payable to the insurer plus all applicable taxes, duties and levies which will be outlined on your quote before you pay the insurance.
Click HERE to add 2024 insurance from BMS.
Public Liability Insurance Extension
If you have already purchased Professional Indemnity Insurance for 2024 and require Public Liability Insurance, you are able to purchase this here.
Please note: you must have a 2024 PNZ membership and 2024 Professional Indemnity Insurance to be able to purchase Public Liability Insurance Extension. The link above will not be accessible for non-members.
Other Insurance Policies
If you have an existing insurance policy, including business insurance from any provider, your policy period may not be 31 December 2023 to 31 December 2024. Please check your policy period to ensure you know your renewal date.
About BMS
BMS Risk Solutions (NZ) Limited (BMS) is Physiotherapy New Zealand’s (PNZ’s) exclusive insurance broker for 2024. BMS has brought a member centric perspective to the design and delivery of our insurance program that will result in significant immediate and long term benefits.
PNZ members will benefit from increased value and improved services, including new extensions of coverage, increased limits of liability, exclusive access to additional business-related products that can be purchased through PNZ and BMS’ online platform.
BMS is part of the wider BMS group, which is dedicated to providing coverage and value-added services to associations and their members.
The BMS group provides cover to the Canadian Physiotherapy Association and the Australian Physiotherapy Association’s insurance program and has facilitated significant growth, program improvements and has extensive industry experience.
For more about BMS, including their team and Frequently Asked Questions, visit their PNZ member insurance website.
For more information, please contact BMS on 0800 999 267 or email pnz@bmsgroup.com.
Had a complaint made against you?
Please seek the advice of your insurance advisers immediately if any complaint is made or threatened against you. Contact the BMS team, who will provide you with the appropriate advice.
You must be a current PNZ member to be eligible for the PNZ member insurance programme. If your membership ceases you will not be offered renewal when your policy expires.
In helping to arrange this insurance for our members PNZ is acting for BMS Risk Solutions (NZ) Limited (BMS), FSP 696531, NZBN 9429047279339. This insurance policy is issued by BMS under a binder arrangement with Certain Underwriters at Lloyd’s. No advice is provided by BMS and BMS has not considered whether the insurance is suitable for your particular objectives, needs or financial situation. Please read the Policy Wording and any Disclosure Statement before making any decision about purchasing this policy. PNZ may receive a percentage of the commission paid to BMS by the insurer and/or a fee per policy.
Page updated January 2023